Our goal is to help clients protect and simplify their financial lives. By creating strategies for each individual client, we build long-term relationships based on the shared principles of trust, planning and communication.

Investment Planning

• Asset Allocation / Diversification
• Time Horizon
• Risk Tolerance
• Withdrawals and Contributions
• Outside Investments
• Executive Compensation

Risk Management and Insurance

• Self-Insuring Options
• Existing Policy Review
• Life Insurance
• Long-Term Care Insurance
• Health and Disability Insurance
• Medicare
• Umbrella Policies

Cash Flow and Budget

• Income and Expenses
• Large Expenditures
• Debt Management and Repayment
• Emergency Fund
• Monitoring and Making Changes

Retirement Planning

• Short-Term / Long-Term Goals
• Retirement Cash Flow
• Social Security Analysis
• IRA Contributions and Roth
• Conversions
• Employer Sponsored Plans
• Self-Employed Plans
• Required Minimum Distributions
• (RMDs)
• Other Withdrawal Needs